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Credit Risk Analyst- Senior Scorecard Analyst


Location:
Cardiff
Language(s):
Only English Required
Job Ref:
18305cl
Company:
Harnham
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Job Description

Credit Risk Analyst- Senior Scorecard Analyst
Cardiff
£50,000

This is a fantastic opportunity that will suit a self-starter looking to be part of a growing lender in Cardiff. The role offers the chance to be at the cutting edge of Decision Science and Credit Scoring. If you have proven experience of building and maintaining Risk Scorecards or other Credit Risk models and prefer a less corporate working environment with minimal red tape and where innovation is encouraged then this role is definitely worth exploring. Their is huge growth opportunities as the business is embarking on an exciting new era with new products and an increased data capability.


THE ROLE:

  • Develop, monitor and optimise Credit Risk Scoring models
  • Explore and apply Machine Learning techniques to provide instant customer credit decisions
  • Contribute to the strategy optimisation, strategic analytics and portfolio management functions
  • Analyse current strategies and work proactively to make cut-off adjustments
  • Work with stakeholders to improve model use and strategies
  • Think creatively to improve team Scorecard development efficiency

SKILLS AND EXPERIENCE:

  • High level of expertise in Credit Risk Scorecard development is required
  • Experience using SAS, R, Python or similar on a daily basis is essential
  • Highly numerate degree from an accredited University

THE BENEFITS:

  • Flexible Salary structure up to £50,000
  • Competitive benefits package
  • Flexible working
  • Growth track into leadership position within the business


HOW TO APPLY:

Email your CV or use the apply feature on this page


KEYWORDS:

Credit Risk Analytics, Credit Risk Models, Impairment, Capital, Basel, AIRB, Scorecards, Decision Science,
Stress Testing, SAL, SQL, PD, LGD, EAD, IFRS9, Logistic Regression, Decision Tree

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Salary Indication
£50000 per annum + Competitive Benefits


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